Waiting Period
A Baroka Funerals policy has six (6) months waiting period for newly joined clients before they can be eligible to claim for the coverage of a funeral with benefits. This simply means only matters arising after the waiting period will be considered for cover.
The waiting periods are as outlined below:
| Waiting Period | Start Date | |
| Natural Causes | ||
| Main Member / Partner | 6 months | Initial Payment |
| Child / Grand-child | 6 months | Initial Payment |
| Suicide | ||
| Main Member / Partner | 12 months | Initial Payment |
| Child / Grand-child | 12 months | Initial Payment |
| Accidental Death | ||
| All Lives | 6 months | Covers immediate from Initial Payment |
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